Technology Education Blog

Zelle is available as a standalone P2P app that works very much like Venmo. But unlike Venmo, to send money with Zelle, you and your recipient must be members of one of 30 Zelle partner banks.

You can download the standalone Zelle app on the Apple Store or get it through Google Play, depending on your device type.

Zelle also lives in your current bank’s app, offering a way to transfer money in four easy steps:
1. Set up your account. Log in to your current bank’s online system and register your email address or phone number to establish a connection with your bank account.
2. Send your payment. Choose your recipient, the amount you’re transferring and your funding account. Review your information and send.
3. Zelle notifies your recipient. Your recipient receives an email or text with instructions on how to receive the transfer. If your recipient is not registered with Zelle, they’ll be prompted with a one-time setup.
4. Zelle deposits your money. Your transfer is deposited into your recipient’s bank account, typically in minutes.

You can also request money from friends or family, just like with Venmo.

How do I receive money with Zelle?
When another Zelle user sends you money, you’re notified at the email address or phone number that your sender used. If this email or number isn’t registered, simply register it to receive your funds.